Wednesday, September 15, 2010

Easy Ways To Save Money

Money, the second most important thing on Earth after happiness. Rather, happiness too sometimes depends on money. But exactly how much money is sufficient for a human being? The answer is difficult to find because the thirst to earn more never ends. However, to earn as much money as you want, legally, is not easy. The right way to make the best out of the money you have is to save the money.

Money is not of stagnant nature and tingles your desires. You fall prey to it and thus, the bank balance soon falls short. The mantra to maintain your bank balance and to live a happy life lies on the perfect way to save money.

Lets look at some ways to save money -

1.Divide Your Money – The day you get your salary, divide the money for your bills. Make separate bundles for different bills and pay them off before you use them for your own purpose. This will let you know exactly what amount you are left with and how will you run the number of days left before the next salary comes.

2.Make A Shopping List – Make a list of what all you want in the month. Divide the list into most important things and the not so important things. This will give you a clear picture as to what to concentrate at first.

3.Buy In Bulk – People tend to buy in small quantities looking at the small amount he has to shed at present. Well, one of the most important way to save money is to buy in bulk. Generally, buying products in bulk costs less than when you buy in many times in small numbers.

4.Saving Bank Account – You should always have two bank accounts. One from which you spend and one where you save your money. Money should never be withdrawn from the account in which you save money. The amount you decide to save should be deposited into that account at the starting of the month.

5.Daily Expenditure – Calculate your daily expenditure and try to stick to it. If some day you save some amount from your daily expenditure, then keep it aside in a piggy bank. You will be surprised to know at the end of the month the fortune you would have collected.

6.Differentiate Between Need And Desire – There are things you need and there are things you desire. Don't compromise on the things you need but try to control your desire. This will help you to save a lot of money.

7.Avoid Loans  It's best not to take loans from friends. To repay the loan becomes an additional expense and gets carry forward to the nest month too.

8.Cut Down Expense Where Possible – Some expenses are self imposed. Try to track them and avoid them. If you can carry lunch, no need to buy it. If you have four pair of jeans, no need for the fifth one etc.

These are few simple ways to save money. Saving money soon becomes a habit and you will be surprised to see, how much you can cut down on your expenses.

Monday, September 13, 2010

Extracting water out of thin air now possible

London, Sep 12 (IANS) Getting water out of the thin air is now possible, thanks to a new technology.
'Drinking water can be extracted from the humidity in the air even in the desert or in the middle of a megacity,' thanks to a technology developed by the Fraunhofer Alliance SysWasser, Germany.
The principle behind it is a salt solution that runs down from a tower-shaped system and absorbs water from the air, known as hygroscopic brine. This brine is then pumped into a tank that stands a couple of metres high and contains a vacuum.

Then, energy from solar collectors heats up the brine and the evaporated salt-free water condenses over a distillation bridge. The brine concentrates again and flows down on the surface of the tower to absorb humidity in the air, according to a Fraunhofer statement.

This process is exclusively based on regenerative sources of energy such as simple solar collectors and photovoltaic cells, meaning that this method is completely energy self-sufficient.

That means that it functions in areas where there is no electrical infrastructure. This process is particularly well suited for extracting drinking water in arid and semi-arid areas where more water evaporates than precipitation falls.

Thursday, August 26, 2010

Improve Your Car’s Fuel Efficiency

t’s really exasperating to see fuel prices skyrocketing, right? We can only feel helpless in the face of recurring and economy-driven price fluctuations. Seeking measures to improve fuel economy is the only way to combat rising fuel prices. Do not disregard these simple guidelines; each little step can really start adding up to significant savings to your budget.
Check Tyre Pressure
Keeping the tyres well inflated is one of the simplest things you can do to help improve your car’s fuel efficiency. You can improve the mileage by about 3.3 percent if you keep your tyres inflated properly, according to the DOE.
Lighten Your Load
Empty out your boot of unnecessary items. For every extra 45 kg you carry, your fuel efficiency can drop by 1-2% in a typical vehicle.
S-L-O-W D-O-W-N
The faster you drive, the more fuel you use. Driving within the speed limit recommended by the manufacturer helps save fuel. Driving just 5mph over the speed limit can affect fuel economy by up to 23%. Likewise, quick acceleration consumes too much fuel; accelerate slowly and gradually.
Do Fuel Quality/Types/Additives Help Mileage?
Petrol pump attendants often try to convince you to go for ‘Speed petrol’ or ‘X-tra Mile diesel’. But this need not necessarily help improve your vehicle’s fuel efficiency. Always use the grade recommended for the vehicle by the manufacturer. Higher octane fuel may not only be a waste of money but may harm the vehicle, as well. However sticking to one brand of fuel is always good for the engine. Know more about Octane Ratings
Tune Your Engine
A well-tuned engine can improve fuel economy by up to 4%. So change your oil and follow your car manufacturer’s recommendation on servicing.
Clean the Air Filters Regularly
Air filters keep impurities from damaging your engine. Replacing a clogged air filter can improve fuel economy by as much as 10%.
Keep the Windows Closed
Driving with your windows open considerably reduces mileage, far more than keeping the AC on while driving along highways. So preferably keep the windows closed and the AC on if you want to keep cool. Of course the air-conditioning decreases fuel efficiency considerably, so use it judiciously.
Clean Spark Plugs
Ensure your spark plugs are in good condition. Renew the plugs and wires at intervals specified by the manufacturer. This will keep all cylinders firing properly resulting in higher efficiency.
Don’t Be a Clutch-Driver
Never keep your foot on the clutch while driving. When you do this, pressure is being placed on your clutch, and it not only reduces mileage, but also wears out the clutch plate, replacing which is not cheap.
Keep the Car in Showroom Condition
It’s always prudent to keep the car in the showroom condition. Remember that any modification to the car, such as broad tyres, diffusers etc., will adversely affect the mileage.

Sunday, August 8, 2010

Top 3 most expensive bikes in the world

MV Agusta F4 CC
Topspeed (km/h): 315
Acceleration (0-100 km/h): 3.0 sec.

Topspeed (mph): 196
Acceleration (0-60 mph): 3.0 sec.

Cylinders: S4
Displacement: 1078 ccm (1.1 l)
Engine Power: 200 hp (149 kw)

Gears: Manual, 6-speed

Weight: 187kg (412 lbs)

Weight/Power ratio: 0.94 kg/hp
Power/Displacement ratio: 185.53 hp/l
Cost: $133,745 US

MTT Turbine Superbike

Topspeed (km/h): 365
Acceleration (0-100 km/h)

Topspeed (mph): 227
Acceleration (0-60 mph)

Cylinders: Turbine
Displacement: 0 ccm (0 l)
Engine Power: 320 hp (239 kw)

Gears: Automatic

Weight: 227kg (501 lbs)

Weight/Power ratio: 0.71 kg/hp
Cost: $185,000



Dodge Tomahawk

Topspeed (km/h): 675
Acceleration (0-100 km/h): 2.5 sec.

Topspeed (mph): 419
Acceleration (0-60 mph): 2.5 sec.

Cylinders: V10
Displacement: 8277 ccm (8.3 l)
Engine Power: 500 hp (373 kw)

Gears: Manual, 2-speed

Weight: 680kg (1499 lbs)

Weight/Power ratio: 1.36 kg/hp
Power/Displacement ratio: 60.41 hp/l
Cost : $550,000

Wednesday, June 23, 2010

Tuesday, June 15, 2010

CAT 2010: How you should start your prep

The Common Admission Test or CAT for admission to the country's top B-schools is one of the most competitive examinations in India. Lakhs of students and working professionals across the country vie for the few thousand coveted seats. To help these B-school hopefuls give CAT 2010 their best shot, Rediff.com launches its CAT 2010 coverage which will include expert tips and chats, topper experiences, section-wise analysis and many other useful articles and features. Kicking things off is an article by Rahul Singh, who scored in the 100-percentile in CAT 2010.
A lot of you would probably be starting out now on your preparation for CAT. Five to six months is a lot of time if utilised properly and should be spent on building the basic skills required to crack an exam of the form of CAT. I believe that a lot of us commit the mistake of prematurely concentrating on the so called "tips, tricks and strategies" for cracking CAT without paying enough attention to the fundamentals.
So if you want to go about preparing in a more sensible and steady manner, now is a good time to start. I have given below my section-wise approach to preparation in the first three or four months.

Quantitative ability
Start by revising your basic class X mathematics. Make sure you have a fair idea of how the so-called 'shortcut formulas' mentioned in the umpteen CAT guidebooks are actually derived.
Initially concentrate on the accuracy part of things. You should aim to solve almost every problem you come across, even if it's in an inefficient and time-consuming manner occasionally. This is probably easier for students with an engineering background as they stay in touch with maths throughout their coursework, but three-four months of sincere and steady preparation ought to bring most students up to this level. 

It is highly inadvisable to start memorising the 'tips' and 'tricks' at this stage as they are no substitute for a good grasp of the concepts. Almost all CAT problems can be solved quickly enough from basic principles themselves, irrespective of whether you know the relevant tricks and shortcuts or not. 

Once you become fairly confident about solving problems you can start working on the speed factor. Even after you have successfully solved a problem, critically analyse your solution and see if you can make it any shorter by removing redundant steps or if a totally different approach is possible. This is quite often possible in time and work, speed, probability, permutation and combination based problems.

Logical Reasoning and Data Interpretation
This is one section where almost every candidate starts preparing from scratch unless he has taken CAT before. At the same time I believe that this is the section where consistent hard work pays off the most. The best way to begin is to set aside a fixed number of hours each day (or every week if you don't want to be so rigid in your schedule) for attempting DI problems. There are a few things you can pay special attention to while working on this section:
Spend ample time analysing the solutions. In fact I often spent more time reviewing solutions than I did solving problems. Pay special attention to how the information is represented in a more readable and analysable form through tables etc. This is particularly crucial in solving problems where all the information is just written in the form of a simple, continuous piece of text.
Learn to identify the problems in a set which could have been solved by using just a couple of lines of information from the whole paragraph. This ability proves critical in tackling a tough DI set or when you are running out of time.
Some problems tend to be calculation intensive. In most cases making rough assumptions and rounding off gives the correct answer. Herein the knack of simplifying ugly looking fractions, calculating percentages easily, etc comes in handy.
I was never too good at calculations so I attempted these problems in the very end, but I have seen some of my friends who bank heavily on these problems and it pays off well. I often tried to round off three-digit numbers to the nearest five or ten and two-digit numbers to nearest multiple of two or four in order to simplify my calculations. 

Verbal Ability
This is usually the section that engineering students struggle most with and it can get awfully tough for students at times. I often hear students complaining that their vocabulary is not good enough for CAT, which I believe is a very narrow approach. CAT is not about your vocabulary or your grammar per se; in general it tests your reading experience. So a 'start from the basics' approach is absolutely essential in this regard, if you are not an avid reader to begin with.
The first step is to increase your appetite for reading. Newspapers are an obvious place to start, but if you find them heavy reading then you can start with some light fiction. I know most of my friends picked up reading after their first Harry Potter or Chetan Bhagat. You will find that your speed picks up considerably as you near the end of such books. As you move on, you should gradually increase the amount of stuff you read in newspapers every day. Their advantage is two-fold: they tell us both about contemporary issues and contemporary language.
Being well read on a variety of topics is a huge bonus while attempting RCs in a CAT paper. You will soon realise this once you start taking mock CATs; you can glide through passages faster if it's about something you have already read about, and it's not uncommon to find such passages in your exam paper.

As it is in the DI section, analysing solutions to RC passages is a very beneficial exercise. Writing down new words that you come across every day is very helpful in remembering them. Spending time memorising word lists and grammar rules would be futile at this stage as the amount of information will become too overwhelming. Hence, the focus should be on developing your reading habit at this stage. If you are already a keen reader, then you can work on your reading speed and grammar.

To summarise, I would like to say that patience is a key factor here. In the beginning one must patiently work on building the aforementioned basic skills before attempting to augment them with tips, tricks and strategies. Initially progress might be slow and unrewarding, but this steady foundation will assure you of a good CAT score irrespective of how tough the individual sections are in the paper or how different the test format turns out to be from your expectations.

10,000 Hindus to attend Toronto temple opening

Toronto, June 15 (IANS) About 10,000 Hindus from Canada and the US will join week-long ceremonies here Friday for the opening of a unique south Indian temple modelled on the 9th century Sringeri Peetam.

Built at a cost of $11 million and named after the goddess of wisdom Sri Sharadamba, the temple will be consecrated with water from more than 250 rivers around the world.

These include the Ganga and the Yamuna and the Manosarovar Lake.
The temple, which will also have nine other deities, has been built with marble and granite imported from India.

'Apart from serving as a religious shrine, the temple will also house a museum on the life of Adi Shakaracharya who set up four matts in all four corners of India,' temple president Lucky Lakshmanan told IANS.

Twenty pandits have arrived from Sringeri in Karnataka for performing the consecration ceremonies. They will be joined by 10 priests from North America.

'The statues of the deities have also come from Jaipur,' temple publicity committee chairman K. Sundaram said.
The consecration ceremonies will begin Friday, with the chanting of mantras from the four Vedas to 'energise' the water from over 250 rivers.

'The chanting will continue for two days after which the holy water be fully energised. We will start the actual ceremony June 20,' temple religious affairs chief Raghu Ranganathan said.

Called Mahakumbhabhishekam, the consecration ceremony will include the chanting of mantras and bathing of the deities with the holy water to pass the 'energy' to the deities.

'This ceremony will make the deities divine and powerful to bestow their blessings on the devotees,' says Ranganathan.

The ceremonies will continue till June 27 during which havan will be performed to propitiate the deities. These will conclude with the pouring of 1,004 vessels of 'energised' waters on the deities.

Famous Indian singers, including Narendra Chanchal, will sing bhajans during the ceremonies.
Many Canadian leaders, including Indo-Canadian minister Harinder Takhar, will attend the ceremonies.